Up on the House Top…

Santa

Making  sure that Santa and his reindeers have a good landing surface is just on of the reason you should pay particular attention to your roof this time of year.

Here are a few recommendations to get your roof ready for winter.

  1. Do a visual inspection of your roof to look for maintenance issues or things that could make it more susceptible to hail or wind or other damage—like missing or damaged shingles or tiles on sloped roofs.
  2. Look at flashing along the roof to make sure it’s in place and in good condition. The flashing is where you transition between vertical places and the horizontal roof—things like around skylights, vents or chimneys. Anywhere where you have a change in roof elevation, you’ve got flashing there and that’s a typical source or place for water to penetrate into the roof covering.
  3. Take a walk around the home and look for overhanging trees and branches. Trim trees back and remove dead branches—things that have the potential to fall when you get high winds or heavy snowfall to keep from damaging your roof.
  4. Check downspouts and gutters to make sure that after the leaves fall the gutters get cleaned out—anything with the potential to freeze and exacerbate the problem with ice damage. Keep the drainage of the water off the roof and not clogged in the gutters.

A good roof makes for a cozy home.  Give me a call for a free market analysis of your home today. 417-825-0142

 

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Home Buyers May Ask the Seller to Pay for These Things

Buyer

Closing Cost

These are cost associated with your loan and can be 3% of the loan cost.  So if you are borrowing $100,000 and don’t have the extra $3000 to cover the closing cost, you can ask the seller to pay for this.  This may up the price of the home by that amount but you will not have to have that cash at the closing instead it will be wrapped up in your mortgage.

Home Warranty

A home warranty is an insurance policy on the mechanical and electrical aspects of the home.  Several companies provide home warranties.  They cost around $450 for a basic plan.  Many home owners will provide one if you ask for it.

Let me act as your agent.

I will negotiate all this and more during your buying process.

Call Mary Plunkett   417-824-1042.