Steps for Buying Your Home


It is my job to streamline these steps for you and ensure that everything is completed according to plan.

  1. Consultation to analyze your specific needs and wishes

I listen carefully to what you need in a home.

  1. Financial pre-qualification or pre-approval

I can recommend a loan officer to help you.

  1. Select and view properties

We will look at homes on line and in person.  Make sure you check out the neighborhood prior to a home visit.

  1. Write an offer to purchase

I can help you make an attractive offer and that will save you money.

  1. Negotiate the purchase offer

Once accepted I send the contract and earnest money to the title company, they begin the title search.  I also send the contract to your loan officer so they can work on the loan process.

  1. Find an inspector and renegotiate

Having the home inspected is highly recommended.  You will pay the inspector to find any problem with the home.  They WILL find problems.  Don’t be alarmed.  If there are big problems, we will renegotiate.

  1. Final mortgage application, underwriting loan approval

Depending on the loan, this can take up to 45 days!

  1. Title company

We will close at a title company.  Generally, you pay the title insurance, the seller pays for a title search.  The fee charged by the title company to close is split between the buyer and the seller.

  1. Closing

Make sure you have the utilities put in your name.


If you need the name of a moving company, let me know.


Prettiest Yard Contest

We have a Winner!!!

Julie Hannon’s yard wins with 68 votes wins. This yard not only has a pretty home and luscious landscaping but also a saltwater pool. On these hot days, that not only looks pretty but feels oh so nice!

Julie Hannon

With 49 votes, Dory Quinn’s yard came in second. This pretty home has colorful appealing landscaping.

Dory Quinn

I want to thank everyone who participated in our “Prettiest Yard Contest.”  We have some beautiful yards in the area. I appreciate those of you who shared those pictures with me. We even had a beautiful picture from a California yard! It was great that you took time to take a picture and send it in to me so I could put it on my Facebook page.

11540923_10203498105047813_1004306211401733183_n IMG_6126 Callen2

Thanks to all who took time to hit that “like” button and vote for your favorite.

I love how people take pride in their homes. As a realtor, I know how much people appreciate a home that is not only comfortable but also aesthetically pleasing.

Thank you to Sandra DeWitt of Mid Missouri Bank for sponsoring the $100 prize.

This was so much fun. Follow my Facebook page Mary Plunkett Sells Homes to see if we run another contest in the future.

JHAP Funding for your Home Purchase

JHAP, Joplin Homeowners Assistance Program, just got a great financial boost. The Joplin Globe reported that the JHAP program is requesting an additional $7 million dollars to this program that helps qualified home buyers purchase a home in the area of Joplin that was devastated by the 2011 tornado.


JHAP Area Map

People who qualify for JHAP may get up to 20% of the home’s purchase price!


Income Qualifications for JHAP Buyers

I am happy to help you find out more about this program or find a home in the JHAP area, I can negotiate a new construction, FSBO or any listed property at no cost to the buyer.

So give me a call today, 417-825-1042, and let’s get the JHAP funding working for you.

Prettiest Yard Contest


If you would like to win $100 or help a friend to win $100,  just send me a pretty yard picture. Sandra DeWitt from Mid-Missouri Bank is sponsoring this contest.  And now that we have had some rain there are some very good looking yards out there.  To vote for your favorite go to my facebook page and “like” your favorite yard in the Contest Album.

Callen Callen2 DSC02976 IMG_6126 11540923_10203498105047813_1004306211401733183_n


Home Seller’s Big Mistake #3

“Without promotion something terrible happens, nothing.” – P.T. Barnum

If your home is priced right and has great pictures but only a few know it is for sale, it may sit for a long  time.  Don’t let that happen.  Why go through all the work of getting your home ready to sell and have no one see it?

Make sure your home gets the right promotion. Call a realtor today to find out how to get your home sold! Realtors have access and knowledge about different marketing strategies.

Scan0001 (2)


Don’t let something terrible happen.



Home Seller’s Big Mistake #2

One of the biggest mistakes that home sellers make is pricing their home too high.

Of course there are many reason a home owner will do this.

  • How much it cost to transform the perfect man cave, master closet, etc.
  • How much Aunt Lulu is selling her home for in a different area
  • How much Fred the builder said he could build a home that is just the same
  • How much it costs to buy or build the dream home.

None of the above reasons should be the basis for the selling price of your home.  A home’s value is based on what buyers will pay for the home.

Pricing your home incorrectly only helps to sell the home on the next block that is priced correctly.

Contact me or go to the link below to find your home’s value and get it priced correctly!

What’s My Home Worth?

Sold Home For Sale Sign in Front of New House

Big Home Seller’s Mistake – Bad Pictures

Great pictures can sell your home! One of the biggest mistakes that home sellers make is using poor quality pictures. True, there are many buyers who do not use a computer to search for a home. But most home buyers do search on the internet. National Association of Realtors found that last year 92% of home buyers used the internet in some way to find a home.

Your pictures can sell your home.

While bad pictures can be amusing, 1 bad picture 2 bad picture disturbing,

Or thought provoking3 bad picture

Great pictures can sell your home!


To get some outstanding pictures that show off your home’s features while also attracting buyer’s interests, give me a call. 417-825-1042